1514 Maryland Ave E
Saint Paul, MN · Greater East Side · Find the listing ↗
- Asking price
- $195,000 2 units · $98K per unit
- Monthly cash flow
- −$84 at 20% down, 7%
- Estimated rent
- $2,250/mo medium confidence
- Break-even price
- $179,265 where cash flow hits $0
Adjust these numbers in the calculator See the full breakdown
The numbers
Showing your own numbers. Rankings and other pages use 20% down and 7.00%.
Default: 20% down (no PMI), offer at asking, self-managed, 7.00% for 30 years, buyer pays closing costs (3%).
Estimated rent per unit Estimate
- 2 bed / 1 bath (est.)$1,125 $975–$1,250
- 2 bed / 1 bath (est.)$1,125 $975–$1,250
RentCast long-term rent estimate per unit, with our adjustments listed below. Confidence: medium. As of 2026-10-02. See the comparable rentals ↓
Rent rules: Capped at 3%/yr for sitting tenants.
- Price
- $195,000
- Monthly cash flow
- −$323
- Cash to close
- $25,350
- Cap rate
- 5.9%
- Cash-on-cash
- −15.3%
- DSCR
- 0.75×
- GRM
- 7.2
- Price per unit
- $97,500
- Price that breaks even
- $145,662
- Rent that breaks even
- $2,670/mo
- Cash flow turns positive
- year 9
- Year 30: property vs stocks
- $606K vs $299K
- Price
- $195,000
- Monthly cash flow
- −$514
- Cash to close
- $25,350
- Cap rate
- 4.7%
- Cash-on-cash
- −24.3%
- DSCR
- 0.60×
- GRM
- 7.2
- Price per unit
- $97,500
- Price that breaks even
- $116,602
- Rent that breaks even
- $2,999/mo
- Cash flow turns positive
- year 19
- Year 30: property vs stocks
- $478K vs $467K
- Price
- $185,000
- Monthly cash flow
- −$258
- Cash to close
- $24,050
- Cap rate
- 6.2%
- Cash-on-cash
- −12.9%
- DSCR
- 0.79×
- GRM
- 6.9
- Price per unit
- $92,500
- Price that breaks even
- $145,662
- Rent that breaks even
- $2,585/mo
- Cash flow turns positive
- year 7
- Year 30: property vs stocks
- $620K vs $257K
- Price
- $185,000
- Monthly cash flow
- −$448
- Cash to close
- $24,050
- Cap rate
- 5.0%
- Cash-on-cash
- −22.4%
- DSCR
- 0.63×
- GRM
- 6.9
- Price per unit
- $92,500
- Price that breaks even
- $116,602
- Rent that breaks even
- $2,904/mo
- Cash flow turns positive
- year 17
- Year 30: property vs stocks
- $470K vs $402K
- Price
- $195,000
- Monthly cash flow
- −$84
- Cash to close
- $44,850
- Cap rate
- 5.9%
- Cash-on-cash
- −2.2%
- DSCR
- 0.92×
- GRM
- 7.2
- Price per unit
- $97,500
- Price that breaks even
- $179,265
- Rent that breaks even
- $2,359/mo
- Cash flow turns positive
- year 5
- Year 30: property vs stocks
- $696K vs $356K
- Price
- $195,000
- Monthly cash flow
- −$274
- Cash to close
- $44,850
- Cap rate
- 4.7%
- Cash-on-cash
- −7.3%
- DSCR
- 0.74×
- GRM
- 7.2
- Price per unit
- $97,500
- Price that breaks even
- $143,501
- Rent that breaks even
- $2,650/mo
- Cash flow turns positive
- year 14
- Year 30: property vs stocks
- $515K vs $471K
- Price
- $185,000
- Monthly cash flow
- −$31
- Cash to close
- $42,550
- Cap rate
- 6.2%
- Cash-on-cash
- −0.9%
- DSCR
- 0.97×
- GRM
- 6.9
- Price per unit
- $92,500
- Price that breaks even
- $179,265
- Rent that breaks even
- $2,290/mo
- Cash flow turns positive
- year 3
- Year 30: property vs stocks
- $721K vs $327K
- Price
- $185,000
- Monthly cash flow
- −$221
- Cash to close
- $42,550
- Cap rate
- 5.0%
- Cash-on-cash
- −6.2%
- DSCR
- 0.78×
- GRM
- 6.9
- Price per unit
- $92,500
- Price that breaks even
- $143,501
- Rent that breaks even
- $2,572/mo
- Cash flow turns positive
- year 12
- Year 30: property vs stocks
- $513K vs $415K
- Price
- $195,000
- Monthly cash flow
- −$19
- Cash to close
- $54,600
- Cap rate
- 5.9%
- Cash-on-cash
- −0.4%
- DSCR
- 0.98×
- GRM
- 7.2
- Price per unit
- $97,500
- Price that breaks even
- $191,216
- Rent that breaks even
- $2,275/mo
- Cash flow turns positive
- year 2
- Year 30: property vs stocks
- $756K vs $417K
- Price
- $195,000
- Monthly cash flow
- −$209
- Cash to close
- $54,600
- Cap rate
- 4.7%
- Cash-on-cash
- −4.6%
- DSCR
- 0.78×
- GRM
- 7.2
- Price per unit
- $97,500
- Price that breaks even
- $153,068
- Rent that breaks even
- $2,555/mo
- Cash flow turns positive
- year 11
- Year 30: property vs stocks
- $542K vs $499K
- Price
- $185,000
- Monthly cash flow
- $31
- Cash to close
- $51,800
- Cap rate
- 6.2%
- Cash-on-cash
- 0.7%
- DSCR
- 1.03×
- GRM
- 6.9
- Price per unit
- $92,500
- Price that breaks even
- $191,216
- Rent that breaks even
- $2,210/mo
- Cash flow turns positive
- year 1
- Year 30: property vs stocks
- $788K vs $394K
- Price
- $185,000
- Monthly cash flow
- −$159
- Cash to close
- $51,800
- Cap rate
- 5.0%
- Cash-on-cash
- −3.7%
- DSCR
- 0.83×
- GRM
- 6.9
- Price per unit
- $92,500
- Price that breaks even
- $153,068
- Rent that breaks even
- $2,482/mo
- Cash flow turns positive
- year 9
- Year 30: property vs stocks
- $545K vs $447K
Monthly breakdown
| Rent | $2,250 |
| Vacancy (6%) | −$135 |
| Collected | $2,115 |
| Property tax Public record | −$350 |
| Insurance Estimate | −$198 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$180 |
| Capital reserve (9% of rent) | −$202 |
| Net operating income | $954 |
| Mortgage (principal + interest) | −$1,168 |
| PMI | −$110 |
| Cash flow | −$323 |
| Principal paid down (equity, not cash) | $149 |
| Rent | $2,250 |
| Vacancy (6%) | −$135 |
| Collected | $2,115 |
| Property tax Public record | −$350 |
| Insurance Estimate | −$198 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$180 |
| Capital reserve (9% of rent) | −$202 |
| Property management | −$190 |
| Net operating income | $764 |
| Mortgage (principal + interest) | −$1,168 |
| PMI | −$110 |
| Cash flow | −$514 |
| Principal paid down (equity, not cash) | $149 |
| Rent | $2,250 |
| Vacancy (6%) | −$135 |
| Collected | $2,115 |
| Property tax Public record | −$350 |
| Insurance Estimate | −$198 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$180 |
| Capital reserve (9% of rent) | −$202 |
| Net operating income | $954 |
| Mortgage (principal + interest) | −$1,108 |
| PMI | −$104 |
| Cash flow | −$258 |
| Principal paid down (equity, not cash) | $141 |
| Rent | $2,250 |
| Vacancy (6%) | −$135 |
| Collected | $2,115 |
| Property tax Public record | −$350 |
| Insurance Estimate | −$198 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$180 |
| Capital reserve (9% of rent) | −$202 |
| Property management | −$190 |
| Net operating income | $764 |
| Mortgage (principal + interest) | −$1,108 |
| PMI | −$104 |
| Cash flow | −$448 |
| Principal paid down (equity, not cash) | $141 |
| Rent | $2,250 |
| Vacancy (6%) | −$135 |
| Collected | $2,115 |
| Property tax Public record | −$350 |
| Insurance Estimate | −$198 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$180 |
| Capital reserve (9% of rent) | −$202 |
| Net operating income | $954 |
| Mortgage (principal + interest) | −$1,038 |
| Cash flow | −$84 |
| Principal paid down (equity, not cash) | $132 |
| Rent | $2,250 |
| Vacancy (6%) | −$135 |
| Collected | $2,115 |
| Property tax Public record | −$350 |
| Insurance Estimate | −$198 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$180 |
| Capital reserve (9% of rent) | −$202 |
| Property management | −$190 |
| Net operating income | $764 |
| Mortgage (principal + interest) | −$1,038 |
| Cash flow | −$274 |
| Principal paid down (equity, not cash) | $132 |
| Rent | $2,250 |
| Vacancy (6%) | −$135 |
| Collected | $2,115 |
| Property tax Public record | −$350 |
| Insurance Estimate | −$198 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$180 |
| Capital reserve (9% of rent) | −$202 |
| Net operating income | $954 |
| Mortgage (principal + interest) | −$985 |
| Cash flow | −$31 |
| Principal paid down (equity, not cash) | $125 |
| Rent | $2,250 |
| Vacancy (6%) | −$135 |
| Collected | $2,115 |
| Property tax Public record | −$350 |
| Insurance Estimate | −$198 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$180 |
| Capital reserve (9% of rent) | −$202 |
| Property management | −$190 |
| Net operating income | $764 |
| Mortgage (principal + interest) | −$985 |
| Cash flow | −$221 |
| Principal paid down (equity, not cash) | $125 |
| Rent | $2,250 |
| Vacancy (6%) | −$135 |
| Collected | $2,115 |
| Property tax Public record | −$350 |
| Insurance Estimate | −$198 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$180 |
| Capital reserve (9% of rent) | −$202 |
| Net operating income | $954 |
| Mortgage (principal + interest) | −$973 |
| Cash flow | −$19 |
| Principal paid down (equity, not cash) | $124 |
| Rent | $2,250 |
| Vacancy (6%) | −$135 |
| Collected | $2,115 |
| Property tax Public record | −$350 |
| Insurance Estimate | −$198 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$180 |
| Capital reserve (9% of rent) | −$202 |
| Property management | −$190 |
| Net operating income | $764 |
| Mortgage (principal + interest) | −$973 |
| Cash flow | −$209 |
| Principal paid down (equity, not cash) | $124 |
| Rent | $2,250 |
| Vacancy (6%) | −$135 |
| Collected | $2,115 |
| Property tax Public record | −$350 |
| Insurance Estimate | −$198 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$180 |
| Capital reserve (9% of rent) | −$202 |
| Net operating income | $954 |
| Mortgage (principal + interest) | −$923 |
| Cash flow | $31 |
| Principal paid down (equity, not cash) | $117 |
| Rent | $2,250 |
| Vacancy (6%) | −$135 |
| Collected | $2,115 |
| Property tax Public record | −$350 |
| Insurance Estimate | −$198 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$180 |
| Capital reserve (9% of rent) | −$202 |
| Property management | −$190 |
| Net operating income | $764 |
| Mortgage (principal + interest) | −$923 |
| Cash flow | −$159 |
| Principal paid down (equity, not cash) | $117 |
Cash flow each year
Rents +3%/yr (St. Paul's cap for sitting tenants), costs +3.5%/yr. Red bars are months you'd cover out of pocket.
30 years: this property vs. the same money in stocks
Year 30 (loan paid off): property $606K, stocks $299K. The property wins.
Year 30 (loan paid off): property $478K, stocks $467K. The property wins.
Year 30 (loan paid off): property $620K, stocks $257K. The property wins.
Year 30 (loan paid off): property $470K, stocks $402K. The property wins.
Year 30 (loan paid off): property $696K, stocks $356K. The property wins.
Year 30 (loan paid off): property $515K, stocks $471K. The property wins.
Year 30 (loan paid off): property $721K, stocks $327K. The property wins.
Year 30 (loan paid off): property $513K, stocks $415K. The property wins.
Year 30 (loan paid off): property $756K, stocks $417K. The property wins.
Year 30 (loan paid off): property $542K, stocks $499K. The property wins.
Year 30 (loan paid off): property $788K, stocks $394K. The property wins.
Year 30 (loan paid off): property $545K, stocks $447K. The property wins.
How those totals add up
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $473,316 |
| Minus 6% selling cost | −$28,399 |
| Minus loan still owedTenants' rent paid down all $175,500 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$98,337 of profit by year 30, before investment growth | $160,914 |
| What you'd walk away with | $605,832 |
| If you put the same money in stocks | |
| Cash to close ($25,350) invested at 7% | $192,971 |
| Monthly shortfalls ($17,031 total by yr 30) investedThe money you'd have put into the building while it lost money | $105,914 |
| What you'd walk away with | $298,885 |
| Building minus stocks | $306,947 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $473,316 |
| Minus 6% selling cost | −$28,399 |
| Minus loan still owedTenants' rent paid down all $175,500 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$25,640 of profit by year 30, before investment growth | $32,891 |
| What you'd walk away with | $477,808 |
| If you put the same money in stocks | |
| Cash to close ($25,350) invested at 7% | $192,971 |
| Monthly shortfalls ($53,005 total by yr 30) investedThe money you'd have put into the building while it lost money | $273,980 |
| What you'd walk away with | $466,951 |
| Building minus stocks | $10,857 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $449,044 |
| Minus 6% selling cost | −$26,943 |
| Minus loan still owedTenants' rent paid down all $166,500 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$114,587 of profit by year 30, before investment growth | $198,101 |
| What you'd walk away with | $620,202 |
| If you put the same money in stocks | |
| Cash to close ($24,050) invested at 7% | $183,075 |
| Monthly shortfalls ($11,455 total by yr 30) investedThe money you'd have put into the building while it lost money | $73,488 |
| What you'd walk away with | $256,563 |
| Building minus stocks | $363,639 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $449,044 |
| Minus 6% selling cost | −$26,943 |
| Minus loan still owedTenants' rent paid down all $166,500 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$35,001 of profit by year 30, before investment growth | $47,440 |
| What you'd walk away with | $469,541 |
| If you put the same money in stocks | |
| Cash to close ($24,050) invested at 7% | $183,075 |
| Monthly shortfalls ($40,540 total by yr 30) investedThe money you'd have put into the building while it lost money | $218,916 |
| What you'd walk away with | $401,991 |
| Building minus stocks | $67,550 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $473,316 |
| Minus 6% selling cost | −$28,399 |
| Minus loan still owedTenants' rent paid down all $156,000 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$135,485 of profit by year 30, before investment growth | $250,904 |
| What you'd walk away with | $695,821 |
| If you put the same money in stocks | |
| Cash to close ($44,850) invested at 7% | $341,410 |
| Monthly shortfalls ($2,210 total by yr 30) investedThe money you'd have put into the building while it lost money | $14,908 |
| What you'd walk away with | $356,318 |
| Building minus stocks | $339,503 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $473,316 |
| Minus 6% selling cost | −$28,399 |
| Minus loan still owedTenants' rent paid down all $156,000 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$47,996 of profit by year 30, before investment growth | $69,710 |
| What you'd walk away with | $514,627 |
| If you put the same money in stocks | |
| Cash to close ($44,850) invested at 7% | $341,410 |
| Monthly shortfalls ($23,393 total by yr 30) investedThe money you'd have put into the building while it lost money | $129,804 |
| What you'd walk away with | $471,213 |
| Building minus stocks | $43,414 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $449,044 |
| Minus 6% selling cost | −$26,943 |
| Minus loan still owedTenants' rent paid down all $148,000 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$152,872 of profit by year 30, before investment growth | $299,395 |
| What you'd walk away with | $721,496 |
| If you put the same money in stocks | |
| Cash to close ($42,550) invested at 7% | $323,901 |
| Monthly shortfalls ($436 total by yr 30) investedThe money you'd have put into the building while it lost money | $3,068 |
| What you'd walk away with | $326,970 |
| Building minus stocks | $394,526 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $449,044 |
| Minus 6% selling cost | −$26,943 |
| Minus loan still owedTenants' rent paid down all $148,000 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$59,473 of profit by year 30, before investment growth | $91,398 |
| What you'd walk away with | $513,499 |
| If you put the same money in stocks | |
| Cash to close ($42,550) invested at 7% | $323,901 |
| Monthly shortfalls ($15,708 total by yr 30) investedThe money you'd have put into the building while it lost money | $91,160 |
| What you'd walk away with | $415,061 |
| Building minus stocks | $98,438 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $473,316 |
| Minus 6% selling cost | −$28,399 |
| Minus loan still owedTenants' rent paid down all $146,250 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$156,854 of profit by year 30, before investment growth | $311,136 |
| What you'd walk away with | $756,054 |
| If you put the same money in stocks | |
| Cash to close ($54,600) invested at 7% | $415,629 |
| Monthly shortfalls ($227 total by yr 30) investedThe money you'd have put into the building while it lost money | $1,612 |
| What you'd walk away with | $417,241 |
| Building minus stocks | $338,813 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $473,316 |
| Minus 6% selling cost | −$28,399 |
| Minus loan still owedTenants' rent paid down all $146,250 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$62,146 of profit by year 30, before investment growth | $96,687 |
| What you'd walk away with | $541,604 |
| If you put the same money in stocks | |
| Cash to close ($54,600) invested at 7% | $415,629 |
| Monthly shortfalls ($14,190 total by yr 30) investedThe money you'd have put into the building while it lost money | $83,251 |
| What you'd walk away with | $498,880 |
| Building minus stocks | $42,724 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $449,044 |
| Minus 6% selling cost | −$26,943 |
| Minus loan still owedTenants' rent paid down all $138,750 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$174,591 of profit by year 30, before investment growth | $366,085 |
| What you'd walk away with | $788,186 |
| If you put the same money in stocks | |
| Cash to close ($51,800) invested at 7% | $394,315 |
| Monthly shortfalls ($0 total by yr 30) investedThe money you'd have put into the building while it lost money | $0 |
| What you'd walk away with | $394,315 |
| Building minus stocks | $393,871 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $449,044 |
| Minus 6% selling cost | −$26,943 |
| Minus loan still owedTenants' rent paid down all $138,750 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$74,525 of profit by year 30, before investment growth | $122,815 |
| What you'd walk away with | $544,916 |
| If you put the same money in stocks | |
| Cash to close ($51,800) invested at 7% | $394,315 |
| Monthly shortfalls ($8,606 total by yr 30) investedThe money you'd have put into the building while it lost money | $52,819 |
| What you'd walk away with | $447,134 |
| Building minus stocks | $97,782 |
Future dollars. At 3% inflation, divide year-30 figures by about 2.4 for today's buying power. Rental profits are assumed invested, not spent.
Comparable rentals
Nearby rentals RentCast matched to each unit type, as of 2026-10-02. The estimate above is RentCast's, weighted toward the closest matches.
2 bed / 1 bath estimate $1,125/mo · range $975–$1,250
| Address | Rent | Bd / Ba | Distance | Match |
|---|---|---|---|---|
| 1727 Reaney Ave E, Saint Paul 55106 off market | $1,460 | 2 / 1 | 1.0 mi | 97% |
| 1266 Hazelwood St, Apt 102, Saint Paul 55106 off market | $1,195 | 2 / 1 | 0.2 mi | 94% |
| 1288 Hazelwood St, Apt 301, Saint Paul 55106 off market | $1,195 | 2 / 1 | 0.2 mi | 94% |
| 1077 Van Dyke St, Apt 206, Saint Paul 55119 off market | $1,115 | 2 / 1 | 0.7 mi | 93% |
| 1067 Van Dyke St, Apt 101, Saint Paul 55119 off market | $1,095 | 2 / 1 | 0.7 mi | 93% |
| 1851 Magnolia Ave E, Apt 104, Saint Paul 55119 | $1,095 | 2 / 1 | 0.7 mi | 93% |
| 1067 Van Dyke St, Apt 304, Saint Paul 55119 off market | $995 | 2 / 1 | 0.7 mi | 93% |
| 1858 Magnolia Ave E, Apt 203, Saint Paul 55119 off market | $995 | 2 / 1 | 0.8 mi | 93% |
| 1865 Magnolia Ave E, Apt 201, Saint Paul 55119 | $995 | 2 / 1 | 0.8 mi | 93% |
| 1851 Magnolia Ave E, Apt 208, Saint Paul 55119 off market | $995 | 2 / 1 | 0.7 mi | 93% |
On the maps, this property and comparable rentals. Comparable rentals and rent estimate: RentCast. Rents are asking rents from listings; check them against the actual leases.
Red flags and opportunities
Watch for
- mediumNo rental certificate (CofO) on file in the city's data. Ask whether the building is licensed as a rental and when it was last inspected. Public record: St. Paul Certificate of Occupancy – Residential: no record for 1514 MARYLAND AVE E (dataset last updated mid-2025)
- low$927 in special assessments on the payable 2026 tax bill (often street, sewer or code-enforcement charges). Ask what they're for, whether they continue, and whether the seller pays them off at closing. Public record: Ramsey County parcel 272922210001: special assessments (payable 2026) = $927.46
Opportunities
None found.
Questions for the agent
- Can we see the current leases and a rent roll, with move-in dates?
- What did water/sewer/trash, heat and electric cost the owner over the last 12 months?
- How old are the roof, boiler or furnaces, water heaters and electrical panels?
- Is the building licensed as a rental for this many units, and when was the last city inspection?
- Any special assessments pending, and will the seller pay them off at closing?
Standard questions worth asking about any building.
What the records say
Where each number comes from
| Property tax / yr Public recordRamsey County record, payable 2026 (non-homestead) | $4,205 |
| Insurance / yr Estimateestimate. from units, square feet and age; get a quote | $2,376 |
| Water, sewer, trash / mo Estimateestimate. $85/unit/mo, owner-paid | $170 |
| Heat / mo Assumptionassumption. tenants pay heat; confirm with the agent | $0 |
| Lawn care / mo Assumptionassumption. $120/mo for 6 months, spread over 12; no snow removal | $60 |
| Repairs / capital reserve Rulerule. built 1909: +1 pt capital reserve | 8% / 9% |
County record Public record
| Recorded as | two family dwelling - up/dwn |
| Living units | 2 |
| Year built | 1909 |
| Market value (2026) | $212,300 |
| Property tax, payable 2026 | $4,205 |
| Special assessments | $927 |
| Homestead | no |
| Last sale | 2023-09-18 · $165,000 |
Source: Ramsey County parcel records.
City rental certificate (CofO)
No record in St. Paul Certificate of Occupancy – Residential (dataset last updated mid-2025).
Nearest highway
I 94, about 2732 m away.
Crime in Greater East Side
1,144 incidents in the last 12 months (37 per 1,000 residents), −13% vs. the year before. St. Paul police incidents, excluding proactive visits and community events.
Status history
- New at $195,000