1716 University Ave NE

Minneapolis, MN · Bottineau · Find the listing ↗

Overpriced

Asking price: $300,000
Monthly cash flow: −$495
Estimated rent: $2,700/mo
Break-even price: $206,964

Adjust these numbers in the calculator See the full breakdown

The numbers

Default: 20% down (no PMI), offer at asking, self-managed, 7.00% for 30 years, buyer pays closing costs (3%).

Estimated rent per unit Estimate

2 bed / 1 bath (est.)$1,350 $1,150–$1,550
2 bed / 1 bath (est.)$1,350 $1,150–$1,550

Rough screening estimate from bedroom count only ($750 + $300 per bedroom, ±15%). Not comparable-rental data; a RentCast estimate replaces it for the top candidates. Confidence: low.

Rent rules: No rent cap.

Price: $300,000
Monthly cash flow: −$495
Cash to close: $69,000
Cap rate: 4.4%
Cash-on-cash: −8.6%
DSCR: 0.69×
GRM: 9.3
Price per unit: $150,000
Price that breaks even: $206,964
Rent that breaks even: $3,343/mo
Cash flow turns positive: year 16
Year 30: property vs stocks: $762K vs $789K

Monthly breakdown

Rent	$2,700
Vacancy (6%)	−$162
Collected	$2,538
Property tax Estimate	−$525
Insurance Estimate	−$222
Water, sewer, trash Estimate	−$170
Lawn care ($120 × 6 mo ÷ 12)	−$60
Repairs (8% of rent)	−$216
Capital reserve (9% of rent)	−$243
Net operating income	$1,102
Mortgage (principal + interest)	−$1,597
Cash flow	−$495
Principal paid down (equity, not cash)	$203

Cash flow each year

Rents +3%/yr, costs +3.5%/yr. Red bars are months you'd cover out of pocket.

30 years: this property vs. the same money in stocks

This propertyStocks at 7%

Year 30 (loan paid off): property $762K, stocks $789K. Stocks win.

How those totals add up

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$728,179
Minus 6% selling cost	−$43,691
Minus loan still owedTenants' rent paid down all $270,000 of principal by year 30	$0
Plus rental profits, invested at 7%$27,191 of profit by year 30, before investment growth	$33,105
What you'd walk away with	$717,593
If you put the same money in stocks
Cash to close ($39,000) invested at 7%	$296,878
Monthly shortfalls ($100,558 total by yr 30) investedThe money you'd have put into the building while it lost money	$498,054
What you'd walk away with	$794,932
Building minus stocks	−$77,339

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$728,179
Minus 6% selling cost	−$43,691
Minus loan still owedTenants' rent paid down all $270,000 of principal by year 30	$0
Plus rental profits, invested at 7%$0 of profit by year 30, before investment growth	$0
What you'd walk away with	$684,488
If you put the same money in stocks
Cash to close ($39,000) invested at 7%	$296,878
Monthly shortfalls ($203,773 total by yr 30) investedThe money you'd have put into the building while it lost money	$820,255
What you'd walk away with	$1,117,133
Building minus stocks	−$432,645

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$703,906
Minus 6% selling cost	−$42,234
Minus loan still owedTenants' rent paid down all $261,000 of principal by year 30	$0
Plus rental profits, invested at 7%$34,736 of profit by year 30, before investment growth	$43,740
What you'd walk away with	$705,412
If you put the same money in stocks
Cash to close ($37,700) invested at 7%	$286,982
Monthly shortfalls ($86,277 total by yr 30) investedThe money you'd have put into the building while it lost money	$439,075
What you'd walk away with	$726,057
Building minus stocks	−$20,645

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$703,906
Minus 6% selling cost	−$42,234
Minus loan still owedTenants' rent paid down all $261,000 of principal by year 30	$0
Plus rental profits, invested at 7%$0 of profit by year 30, before investment growth	$0
What you'd walk away with	$661,672
If you put the same money in stocks
Cash to close ($37,700) invested at 7%	$286,982
Monthly shortfalls ($181,947 total by yr 30) investedThe money you'd have put into the building while it lost money	$750,642
What you'd walk away with	$1,037,624
Building minus stocks	−$375,952

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$728,179
Minus 6% selling cost	−$43,691
Minus loan still owedTenants' rent paid down all $240,000 of principal by year 30	$0
Plus rental profits, invested at 7%$56,318 of profit by year 30, before investment growth	$77,152
What you'd walk away with	$761,640
If you put the same money in stocks
Cash to close ($69,000) invested at 7%	$525,246
Monthly shortfalls ($49,732 total by yr 30) investedThe money you'd have put into the building while it lost money	$263,645
What you'd walk away with	$788,890
Building minus stocks	−$27,250

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$728,179
Minus 6% selling cost	−$43,691
Minus loan still owedTenants' rent paid down all $240,000 of principal by year 30	$0
Plus rental profits, invested at 7%$2,791 of profit by year 30, before investment growth	$2,933
What you'd walk away with	$687,421
If you put the same money in stocks
Cash to close ($69,000) invested at 7%	$525,246
Monthly shortfalls ($126,612 total by yr 30) investedThe money you'd have put into the building while it lost money	$544,733
What you'd walk away with	$1,069,979
Building minus stocks	−$382,558

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$703,906
Minus 6% selling cost	−$42,234
Minus loan still owedTenants' rent paid down all $232,000 of principal by year 30	$0
Plus rental profits, invested at 7%$66,126 of profit by year 30, before investment growth	$93,829
What you'd walk away with	$755,501
If you put the same money in stocks
Cash to close ($66,700) invested at 7%	$507,737
Monthly shortfalls ($40,380 total by yr 30) investedThe money you'd have put into the building while it lost money	$219,991
What you'd walk away with	$727,729
Building minus stocks	$27,772

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$703,906
Minus 6% selling cost	−$42,234
Minus loan still owedTenants' rent paid down all $232,000 of principal by year 30	$0
Plus rental profits, invested at 7%$5,601 of profit by year 30, before investment growth	$6,103
What you'd walk away with	$667,775
If you put the same money in stocks
Cash to close ($66,700) invested at 7%	$507,737
Monthly shortfalls ($110,261 total by yr 30) investedThe money you'd have put into the building while it lost money	$487,572
What you'd walk away with	$995,309
Building minus stocks	−$327,534

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$728,179
Minus 6% selling cost	−$43,691
Minus loan still owedTenants' rent paid down all $225,000 of principal by year 30	$0
Plus rental profits, invested at 7%$75,397 of profit by year 30, before investment growth	$110,388
What you'd walk away with	$794,876
If you put the same money in stocks
Cash to close ($84,000) invested at 7%	$639,429
Monthly shortfalls ($32,885 total by yr 30) investedThe money you'd have put into the building while it lost money	$183,760
What you'd walk away with	$823,189
Building minus stocks	−$28,313

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$728,179
Minus 6% selling cost	−$43,691
Minus loan still owedTenants' rent paid down all $225,000 of principal by year 30	$0
Plus rental profits, invested at 7%$8,792 of profit by year 30, before investment growth	$9,873
What you'd walk away with	$694,361
If you put the same money in stocks
Cash to close ($84,000) invested at 7%	$639,429
Monthly shortfalls ($96,686 total by yr 30) investedThe money you'd have put into the building while it lost money	$438,552
What you'd walk away with	$1,077,982
Building minus stocks	−$383,621

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$703,906
Minus 6% selling cost	−$42,234
Minus loan still owedTenants' rent paid down all $217,500 of principal by year 30	$0
Plus rental profits, invested at 7%$86,103 of profit by year 30, before investment growth	$130,527
What you'd walk away with	$792,198
If you put the same money in stocks
Cash to close ($81,200) invested at 7%	$618,115
Monthly shortfalls ($25,627 total by yr 30) investedThe money you'd have put into the building while it lost money	$147,338
What you'd walk away with	$765,453
Building minus stocks	$26,745

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$703,906
Minus 6% selling cost	−$42,234
Minus loan still owedTenants' rent paid down all $217,500 of principal by year 30	$0
Plus rental profits, invested at 7%$13,156 of profit by year 30, before investment growth	$15,334
What you'd walk away with	$677,006
If you put the same money in stocks
Cash to close ($81,200) invested at 7%	$618,115
Monthly shortfalls ($83,087 total by yr 30) investedThe money you'd have put into the building while it lost money	$387,452
What you'd walk away with	$1,005,567
Building minus stocks	−$328,561

Future dollars. At 3% inflation, divide year-30 figures by about 2.4 for today's buying power. Rental profits are assumed invested, not spent.

Red flags and opportunities

Watch for

mediumNo rental license on file in the city's data. Ask whether the building is licensed as a rental and when it was last inspected. Public record: Minneapolis Active Rental Licenses: no record for 1716 UNIVERSITY AVE N E
mediumFlat roof per the city assessor on a stucco building: get its age and a moisture inspection. Public record: Hennepin County parcel 1402924220137: roof=FLAT, exterior=STUCCO
mediumAsking is $93,036 above the price where cash flow breaks even ($206,964) at the default scenario. Based on: Derived: price $300,000 vs. break-even $206,964

Opportunities

None found.

Questions for the agent

Can we see the current leases and a rent roll, with move-in dates?
What did water/sewer/trash, heat and electric cost the owner over the last 12 months?
How old are the roof, boiler or furnaces, water heaters and electrical panels?
Is the building licensed as a rental for this many units, and when was the last city inspection?
Any special assessments pending, and will the seller pay them off at closing?

Standard questions worth asking about any building.

What the records say

Where each number comes from

Property tax / yr Estimateestimate. No tax record found; 2.1% of price.	$6,300
Insurance / yr Estimateestimate. from units, square feet and age; get a quote	$2,669
Water, sewer, trash / mo Estimateestimate. $85/unit/mo, owner-paid	$170
Heat / mo Assumptionassumption. tenants pay heat; confirm with the agent	$0
Lawn care / mo Assumptionassumption. $120/mo for 6 months, spread over 12; no snow removal	$60
Repairs / capital reserve Rulerule. built 1900: +1 pt capital reserve	8% / 9%

County record Public record

Recorded as	duplex
Living units	2
Year built	1900
Market value (2026)	$383,600
Property tax	$5,770
Special assessments	none
Homestead	no
Last sale	2017-05-01 · $273,500

Source: Hennepin County parcel records.

City rental license

No record in Minneapolis Active Rental Licenses.

Nearest highway

I 94, about 1490 m away.

Crime in Bottineau

117 incidents in the last 12 months (66 per 1,000 residents), +14% vs. the year before. Minneapolis police incidents, all reported offenses (definitions differ from St. Paul's, so don't compare across cities).

Status history

2026-08-18New at $300,000