6980 Alpine Trl

21 photos

Photos courtesy of Keller Williams Realty, via Realtor.com.

Asking price: $550,000
Monthly cash flow: −$104
Estimated rent: $4,950/mo
Break-even price: $530,445

Adjust the numbers See the full breakdown

From the listing

The same family has held this Eden Prairie duplex for 55 years, and it shows in how well it's been cared for. A hidden gem in a quiet, established neighborhood. Best of all, a vacant unit means you can move in right away or find the tenant of your choice. New carpet and freshly painted inside and out. Both units have central air, in-unit laundry, and two bathrooms. The bedrooms are generously sized, with a large primary in each unit. Large front and back yards give you real outdoor space to enjoy. If you have children attending or destined to attend Eden Prairie High School, this property is close enough to allow you to skip the pickup and drop-off lines entirely.

Listing courtesy of Keller Williams Realty (Kari Lundin). Description from Realtor.com, MLS #7149127. Believed reliable but not guaranteed; confirm with the listing agent. View on Realtor.com ↗

The numbers

Edit rents, costs and assumptions

Default: 20% down (no PMI), offer at asking, self-managed, 7.00% for 30 years, buyer pays closing costs (3%).

The deal

Price: $550,000
Cash to close: $126,500
Price per unit: $275,000
GRM: 9.3

Each month

Cash flow: −$104/mo
Cash-on-cash: −1.0%
Cap rate: 6.2%
DSCR: 0.96×

Break-even

Price that breaks even: $530,445
Rent that breaks even: $5,083/mo

Long run

Year 30: property vs stocks: $2.24M vs $974K
Cash flow turns positive: year 3

Monthly

Monthly breakdown

Rent	$4,950
Vacancy (6%)	−$297
Collected	$4,653
Property tax Listing	−$605
Insurance Estimate	−$203
Water, sewer, trash Estimate	−$170
Lawn care ($120 × 6 mo ÷ 12)	−$60
Repairs (8% of rent)	−$396
Capital reserve (8% of rent)	−$396
Net operating income	$2,823
Mortgage (principal + interest)	−$2,927
Cash flow	−$104
Principal paid down (equity, not cash)	$372

Cash flow each year

Rents +3%/yr, costs +3.5%/yr. Red bars are months you'd cover out of pocket.

30 years

How those totals add up

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,334,994
Minus 6% selling cost	−$80,100
Minus loan still owedTenants' rent paid down all $495,000 of principal by year 30	$0
Plus rental profits, invested at 7%$394,826 of profit by year 30, before investment growth	$685,023
What you'd walk away with	$1,939,918
If you put the same money in stocks
Cash to close ($71,500) invested at 7%	$544,276
Monthly shortfalls ($33,838 total by yr 30) investedThe money you'd have put into the building while it lost money	$217,747
What you'd walk away with	$762,023
Building minus stocks	$1,177,895

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,334,994
Minus 6% selling cost	−$80,100
Minus loan still owedTenants' rent paid down all $495,000 of principal by year 30	$0
Plus rental profits, invested at 7%$206,599 of profit by year 30, before investment growth	$307,717
What you'd walk away with	$1,562,612
If you put the same money in stocks
Cash to close ($71,500) invested at 7%	$544,276
Monthly shortfalls ($84,689 total by yr 30) investedThe money you'd have put into the building while it lost money	$491,836
What you'd walk away with	$1,036,113
Building minus stocks	$526,499

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,310,722
Minus 6% selling cost	−$78,643
Minus loan still owedTenants' rent paid down all $486,000 of principal by year 30	$0
Plus rental profits, invested at 7%$412,192 of profit by year 30, before investment growth	$727,437
What you'd walk away with	$1,959,516
If you put the same money in stocks
Cash to close ($70,200) invested at 7%	$534,380
Monthly shortfalls ($29,378 total by yr 30) investedThe money you'd have put into the building while it lost money	$190,548
What you'd walk away with	$724,928
Building minus stocks	$1,234,588

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,310,722
Minus 6% selling cost	−$78,643
Minus loan still owedTenants' rent paid down all $486,000 of principal by year 30	$0
Plus rental profits, invested at 7%$219,729 of profit by year 30, before investment growth	$332,812
What you'd walk away with	$1,564,890
If you put the same money in stocks
Cash to close ($70,200) invested at 7%	$534,380
Monthly shortfalls ($75,994 total by yr 30) investedThe money you'd have put into the building while it lost money	$447,318
What you'd walk away with	$981,698
Building minus stocks	$583,192

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,334,994
Minus 6% selling cost	−$80,100
Minus loan still owedTenants' rent paid down all $440,000 of principal by year 30	$0
Plus rental profits, invested at 7%$509,112 of profit by year 30, before investment growth	$988,624
What you'd walk away with	$2,243,519
If you put the same money in stocks
Cash to close ($126,500) invested at 7%	$962,950
Monthly shortfalls ($1,544 total by yr 30) investedThe money you'd have put into the building while it lost money	$10,846
What you'd walk away with	$973,796
Building minus stocks	$1,269,723

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,334,994
Minus 6% selling cost	−$80,100
Minus loan still owedTenants' rent paid down all $440,000 of principal by year 30	$0
Plus rental profits, invested at 7%$294,921 of profit by year 30, before investment growth	$490,540
What you'd walk away with	$1,745,435
If you put the same money in stocks
Cash to close ($126,500) invested at 7%	$962,950
Monthly shortfalls ($26,431 total by yr 30) investedThe money you'd have put into the building while it lost money	$164,158
What you'd walk away with	$1,127,108
Building minus stocks	$618,327

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,310,722
Minus 6% selling cost	−$78,643
Minus loan still owedTenants' rent paid down all $432,000 of principal by year 30	$0
Plus rental profits, invested at 7%$527,339 of profit by year 30, before investment growth	$1,042,451
What you'd walk away with	$2,274,529
If you put the same money in stocks
Cash to close ($124,200) invested at 7%	$945,442
Monthly shortfalls ($610 total by yr 30) investedThe money you'd have put into the building while it lost money	$4,342
What you'd walk away with	$949,784
Building minus stocks	$1,324,745

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,310,722
Minus 6% selling cost	−$78,643
Minus loan still owedTenants' rent paid down all $432,000 of principal by year 30	$0
Plus rental profits, invested at 7%$309,441 of profit by year 30, before investment growth	$523,918
What you'd walk away with	$1,755,997
If you put the same money in stocks
Cash to close ($124,200) invested at 7%	$945,442
Monthly shortfalls ($21,790 total by yr 30) investedThe money you'd have put into the building while it lost money	$137,205
What you'd walk away with	$1,082,647
Building minus stocks	$673,350

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,334,994
Minus 6% selling cost	−$80,100
Minus loan still owedTenants' rent paid down all $412,500 of principal by year 30	$0
Plus rental profits, invested at 7%$573,433 of profit by year 30, before investment growth	$1,185,166
What you'd walk away with	$2,440,061
If you put the same money in stocks
Cash to close ($154,000) invested at 7%	$1,172,287
Monthly shortfalls ($0 total by yr 30) investedThe money you'd have put into the building while it lost money	$0
What you'd walk away with	$1,172,287
Building minus stocks	$1,267,774

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,334,994
Minus 6% selling cost	−$80,100
Minus loan still owedTenants' rent paid down all $412,500 of principal by year 30	$0
Plus rental profits, invested at 7%$346,493 of profit by year 30, before investment growth	$613,065
What you'd walk away with	$1,867,959
If you put the same money in stocks
Cash to close ($154,000) invested at 7%	$1,172,287
Monthly shortfalls ($12,138 total by yr 30) investedThe money you'd have put into the building while it lost money	$79,294
What you'd walk away with	$1,251,581
Building minus stocks	$616,378

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,310,722
Minus 6% selling cost	−$78,643
Minus loan still owedTenants' rent paid down all $405,000 of principal by year 30	$0
Plus rental profits, invested at 7%$591,396 of profit by year 30, before investment growth	$1,241,727
What you'd walk away with	$2,473,805
If you put the same money in stocks
Cash to close ($151,200) invested at 7%	$1,150,973
Monthly shortfalls ($0 total by yr 30) investedThe money you'd have put into the building while it lost money	$0
What you'd walk away with	$1,150,973
Building minus stocks	$1,322,832

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,310,722
Minus 6% selling cost	−$78,643
Minus loan still owedTenants' rent paid down all $405,000 of principal by year 30	$0
Plus rental profits, invested at 7%$361,462 of profit by year 30, before investment growth	$650,937
What you'd walk away with	$1,883,015
If you put the same money in stocks
Cash to close ($151,200) invested at 7%	$1,150,973
Monthly shortfalls ($9,144 total by yr 30) investedThe money you'd have put into the building while it lost money	$60,605
What you'd walk away with	$1,211,578
Building minus stocks	$671,437

Future dollars. At 3% inflation, divide year-30 figures by about 2.4 for today's buying power. Rental profits are assumed invested, not spent.

30 years: this property vs. the same money in stocks

This propertyStocks at 7%

Year 30 (loan paid off): property $2.24M, stocks $974K. The property wins.

Comparable rentals

The closest rental listings with each unit's bedroom count, as of 2026-10-04. The estimate is the median asking rent of every rental we found nearby (the count is shown for each); houses are left out. Asking rents from Realtor.com rental listings, not signed leases.

3 bed estimate $2,475/mo · range $2,075–$3,900 · 9 rentals within 5 mi

Address	Rent	Bd / Ba	Sq ft	Distance	Listed	Type
14030 Chestnut Dr, Eden Prairie	$2,105	3 / 1.5	1,380	2.2 mi	2025-03-06	Apartment
13905 Chestnut Dr, Eden Prairie	$2,427	3 / 2	1,260	2.3 mi	2024-06-11	Apartment
18900 Stratford Rd, Minnetonka	$1,946	3 / 1.5	1,350	2.8 mi	2024-04-12	Apartment
11050 Red Circle Dr, Minnetonka	$3,985	3 / 2	1,684	3.5 mi	2024-04-12	Apartment
6901-6905 Flying Cloud Dr, Eden Prairie	$3,725	3 / 2	1,453	3.6 mi	2026-10-01	Apartment
10702 Red Circle Dr, Minnetonka	$4,217	3 / 2	1,459	3.7 mi	2026-03-25	Apartment
11001 Bren Rd E, Hopkins	$1,839	3 / 2	1,339	3.7 mi	2025-05-09	Apartment
17830 Valley Cove Ct, Minnetonka	$3,500	3 / 2	2,129	4.2 mi	2026-09-18	Multi family
5180 Lincoln Dr, Edina	$2,195	3 / 2	2,000	4.8 mi	2025-04-10	Apartment

On the maps, this property and comparable rentals. Comparable rentals and rent estimate: Realtor.com rental listings. Rents are asking rents from listings; check them against the actual leases.

Red flags and opportunities

Watch for

mediumCouldn't match this address to a county parcel record, so taxes and unit count are unverified. Public record: County parcels: no match for 6980 ALPINE TRL

Opportunities

None found.

Questions for the agent

Can we see the current leases and a rent roll, with move-in dates?
What did water/sewer/trash, heat and electric cost the owner over the last 12 months?
How old are the roof, boiler or furnaces, water heaters and electrical panels?
Is the building licensed as a rental for this many units, and when was the last city inspection?
Any special assessments pending, and will the seller pay them off at closing?

Standard questions worth asking about any building.

What the records say

Where each number comes from

Property tax / yr Listinglisting, tax year 2026. The tax the listing states. If the seller lives there it may be at the lower homestead rate; an investor owner pays the non-homestead rate, often 20–40% more on the owner's unit.	$7,257
Insurance / yr Estimateestimate. from units, square feet and age; get a quote	$2,436
Water, sewer, trash / mo Estimateestimate. $85/unit/mo, owner-paid	$170
Heat / mo Assumptionassumption. tenants pay heat; confirm with the agent	$0
Lawn care / mo Assumptionassumption. $120/mo for 6 months, spread over 12; no snow removal	$60
Repairs / capital reserve Rulerule. base rate	8% / 8%

Status history

2026-09-24Price cut at $550,000 (was $575,000) · from listing history
2026-09-24New at $550,000

From the listing Listing

Listed as	duplex side x side
Property tax, 2026	$7,257
County	Hennepin
Parcel number	0511622440004

As the listing states it (NorthstarMLS, via Realtor.com). We don't have county records here yet; check the tax, homestead status and special assessments with the county.

Crime, rental-license and vacant-building records are only available for St. Paul and Minneapolis so far. Check with Eden Prairie on rental licensing before you buy.