725 Robinwood Ln

Hopkins, MN · View the listing ↗

20 photos

Photos, via Realtor.com.

Asking price: $634,900
Monthly cash flow: −$525
Estimated rent: $5,325/mo
Break-even price: $536,214

Adjust the numbers See the full breakdown

The numbers

Edit rents, costs and assumptions

Default: 20% down (no PMI), offer at asking, self-managed, 7.00% for 30 years, buyer pays closing costs (3%).

The deal

Price: $634,900
Cash to close: $146,027
Price per unit: $211,633
GRM: 9.9

Each month

Cash flow: −$525/mo
Cash-on-cash: −4.3%
Cap rate: 5.4%
DSCR: 0.84×

Break-even

Price that breaks even: $536,214
Rent that breaks even: $5,998/mo

Long run

Year 30: property vs stocks: $2.09M vs $1.26M
Cash flow turns positive: year 8

Monthly

Monthly breakdown

Rent	$5,325
Vacancy (6%)	−$320
Collected	$5,006
Property tax Listing	−$717
Insurance Estimate	−$268
Water, sewer, trash Estimate	−$255
Lawn care ($120 × 6 mo ÷ 12)	−$60
Repairs (8% of rent)	−$426
Capital reserve (8% of rent)	−$426
Net operating income	$2,854
Mortgage (principal + interest)	−$3,379
Cash flow	−$525
Principal paid down (equity, not cash)	$430

Cash flow each year

Rents +3%/yr, costs +3.5%/yr. Red bars are months you'd cover out of pocket.

30 years

How those totals add up

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,541,069
Minus 6% selling cost	−$92,464
Minus loan still owedTenants' rent paid down all $571,410 of principal by year 30	$0
Plus rental profits, invested at 7%$266,035 of profit by year 30, before investment growth	$406,221
What you'd walk away with	$1,854,825
If you put the same money in stocks
Cash to close ($82,537) invested at 7%	$628,293
Monthly shortfalls ($85,531 total by yr 30) investedThe money you'd have put into the building while it lost money	$506,300
What you'd walk away with	$1,134,593
Building minus stocks	$720,232

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,541,069
Minus 6% selling cost	−$92,464
Minus loan still owedTenants' rent paid down all $571,410 of principal by year 30	$0
Plus rental profits, invested at 7%$103,218 of profit by year 30, before investment growth	$133,551
What you'd walk away with	$1,582,156
If you put the same money in stocks
Cash to close ($82,537) invested at 7%	$628,293
Monthly shortfalls ($179,904 total by yr 30) investedThe money you'd have put into the building while it lost money	$934,374
What you'd walk away with	$1,562,667
Building minus stocks	$19,489

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,516,796
Minus 6% selling cost	−$91,008
Minus loan still owedTenants' rent paid down all $562,410 of principal by year 30	$0
Plus rental profits, invested at 7%$279,772 of profit by year 30, before investment growth	$433,386
What you'd walk away with	$1,859,175
If you put the same money in stocks
Cash to close ($81,237) invested at 7%	$618,397
Monthly shortfalls ($77,442 total by yr 30) investedThe money you'd have put into the building while it lost money	$463,853
What you'd walk away with	$1,082,250
Building minus stocks	$776,925

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,516,796
Minus 6% selling cost	−$91,008
Minus loan still owedTenants' rent paid down all $562,410 of principal by year 30	$0
Plus rental profits, invested at 7%$112,399 of profit by year 30, before investment growth	$147,661
What you'd walk away with	$1,573,450
If you put the same money in stocks
Cash to close ($81,237) invested at 7%	$618,397
Monthly shortfalls ($167,259 total by yr 30) investedThe money you'd have put into the building while it lost money	$878,872
What you'd walk away with	$1,497,268
Building minus stocks	$76,182

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,541,069
Minus 6% selling cost	−$92,464
Minus loan still owedTenants' rent paid down all $507,920 of principal by year 30	$0
Plus rental profits, invested at 7%$372,967 of profit by year 30, before investment growth	$636,746
What you'd walk away with	$2,085,350
If you put the same money in stocks
Cash to close ($146,027) invested at 7%	$1,111,595
Monthly shortfalls ($23,257 total by yr 30) investedThe money you'd have put into the building while it lost money	$147,521
What you'd walk away with	$1,259,116
Building minus stocks	$826,234

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,541,069
Minus 6% selling cost	−$92,464
Minus loan still owedTenants' rent paid down all $507,920 of principal by year 30	$0
Plus rental profits, invested at 7%$176,958 of profit by year 30, before investment growth	$255,669
What you'd walk away with	$1,704,274
If you put the same money in stocks
Cash to close ($146,027) invested at 7%	$1,111,595
Monthly shortfalls ($84,437 total by yr 30) investedThe money you'd have put into the building while it lost money	$467,189
What you'd walk away with	$1,578,783
Building minus stocks	$125,491

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,516,796
Minus 6% selling cost	−$91,008
Minus loan still owedTenants' rent paid down all $499,920 of principal by year 30	$0
Plus rental profits, invested at 7%$388,090 of profit by year 30, before investment growth	$672,925
What you'd walk away with	$2,098,714
If you put the same money in stocks
Cash to close ($143,727) invested at 7%	$1,094,087
Monthly shortfalls ($19,218 total by yr 30) investedThe money you'd have put into the building while it lost money	$123,370
What you'd walk away with	$1,217,456
Building minus stocks	$881,258

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,516,796
Minus 6% selling cost	−$91,008
Minus loan still owedTenants' rent paid down all $499,920 of principal by year 30	$0
Plus rental profits, invested at 7%$187,816 of profit by year 30, before investment growth	$275,367
What you'd walk away with	$1,701,155
If you put the same money in stocks
Cash to close ($143,727) invested at 7%	$1,094,087
Monthly shortfalls ($76,134 total by yr 30) investedThe money you'd have put into the building while it lost money	$426,555
What you'd walk away with	$1,520,641
Building minus stocks	$180,514

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,541,069
Minus 6% selling cost	−$92,464
Minus loan still owedTenants' rent paid down all $476,175 of principal by year 30	$0
Plus rental profits, invested at 7%$435,016 of profit by year 30, before investment growth	$790,530
What you'd walk away with	$2,239,134
If you put the same money in stocks
Cash to close ($177,772) invested at 7%	$1,353,246
Monthly shortfalls ($9,274 total by yr 30) investedThe money you'd have put into the building while it lost money	$61,903
What you'd walk away with	$1,415,149
Building minus stocks	$823,985

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,541,069
Minus 6% selling cost	−$92,464
Minus loan still owedTenants' rent paid down all $476,175 of principal by year 30	$0
Plus rental profits, invested at 7%$222,544 of profit by year 30, before investment growth	$341,892
What you'd walk away with	$1,790,497
If you put the same money in stocks
Cash to close ($177,772) invested at 7%	$1,353,246
Monthly shortfalls ($53,991 total by yr 30) investedThe money you'd have put into the building while it lost money	$314,010
What you'd walk away with	$1,667,255
Building minus stocks	$123,242

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,516,796
Minus 6% selling cost	−$91,008
Minus loan still owedTenants' rent paid down all $468,675 of principal by year 30	$0
Plus rental profits, invested at 7%$450,584 of profit by year 30, before investment growth	$831,651
What you'd walk away with	$2,257,440
If you put the same money in stocks
Cash to close ($174,972) invested at 7%	$1,331,931
Monthly shortfalls ($6,879 total by yr 30) investedThe money you'd have put into the building while it lost money	$46,464
What you'd walk away with	$1,378,396
Building minus stocks	$879,044

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$1,516,796
Minus 6% selling cost	−$91,008
Minus loan still owedTenants' rent paid down all $468,675 of principal by year 30	$0
Plus rental profits, invested at 7%$234,224 of profit by year 30, before investment growth	$365,371
What you'd walk away with	$1,791,160
If you put the same money in stocks
Cash to close ($174,972) invested at 7%	$1,331,931
Monthly shortfalls ($47,708 total by yr 30) investedThe money you'd have put into the building while it lost money	$280,928
What you'd walk away with	$1,612,860
Building minus stocks	$178,300

Future dollars. At 3% inflation, divide year-30 figures by about 2.4 for today's buying power. Rental profits are assumed invested, not spent.

30 years: this property vs. the same money in stocks

This propertyStocks at 7%

Year 30 (loan paid off): property $2.09M, stocks $1.26M. The property wins.

Comparable rentals

The closest rental listings with each unit's bedroom count, as of 2026-10-04. The estimate is the median asking rent of every rental we found nearby (the count is shown for each); houses are left out. Asking rents from Realtor.com rental listings, not signed leases.

2 bed estimate $1,775/mo · range $1,400–$2,175 · 14 rentals within 1.5 mi

Address	Rent	Bd / Ba	Sq ft	Distance	Listed	Type
1301 MN 7, Hopkins	$1,760	2 / 1	1,092	0.2 mi	2024-04-12	Apartment
460 5th Ave N, Hopkins	$1,565	2 / 2	1,105	0.7 mi	2025-01-03	Apartment
34 12th Ave N, Hopkins	$1,425	2 / 1	1,253	0.7 mi	2026-09-11	Apartment
4312 Shady Oak Rd S, Hopkins	$2,150	2 / 2	969	0.8 mi	2026-01-09	Apartment
1118 Mainstreet, Hopkins	$3,295	2 / 2	1,103	0.9 mi	2025-02-26	Apartment
50 8th Ave S, Hopkins	$2,280	2 / 2	1,031	1.0 mi	2024-04-12	Apartment
9904 Excelsior Blvd, Hopkins	$1,325	2 / 1	800	1.2 mi	2025-01-03	Apartment
9700 Waterstone Pl, Minnetonka	$1,970	2 / 2	1,083	1.2 mi	2024-04-12	Apartment
400-500 Cambridge St, Hopkins	$1,795	2 / 2	1,214	1.2 mi	2025-09-26	Apartment
10275 Greenbrier Rd, Minnetonka	$1,899	2 / 2	1,120	1.3 mi	2024-04-12	Apartment

On the maps, this property and comparable rentals. Comparable rentals and rent estimate: Realtor.com rental listings. Rents are asking rents from listings; check them against the actual leases.

Red flags and opportunities

Watch for

mediumCouldn't match this address to a county parcel record, so taxes and unit count are unverified. Public record: County parcels: no match for 725 ROBINWOOD LN

Opportunities

None found.

Questions for the agent

Can we see the current leases and a rent roll, with move-in dates?
What did water/sewer/trash, heat and electric cost the owner over the last 12 months?
How old are the roof, boiler or furnaces, water heaters and electrical panels?
Is the building licensed as a rental for this many units, and when was the last city inspection?
Any special assessments pending, and will the seller pay them off at closing?

Standard questions worth asking about any building.

What the records say

Where each number comes from

Property tax / yr Listinglisting, tax year 2026. The tax the listing states. If the seller lives there it may be at the lower homestead rate; an investor owner pays the non-homestead rate, often 20–40% more on the owner's unit.	$8,601
Insurance / yr Estimateestimate. from units, square feet and age; get a quote	$3,214
Water, sewer, trash / mo Estimateestimate. $85/unit/mo, owner-paid	$255
Heat / mo Assumptionassumption. tenants pay heat; confirm with the agent	$0
Lawn care / mo Assumptionassumption. $120/mo for 6 months, spread over 12; no snow removal	$60
Repairs / capital reserve Rulerule. base rate	8% / 8%

Status history

2026-08-19New at $634,900

From the listing Listing

Listed as	triplex
Property tax, 2026	$8,601
County	Hennepin
Parcel number	1311722330009

As the listing states it (NorthstarMLS, via Realtor.com). We don't have county records here yet; check the tax, homestead status and special assessments with the county.

Crime, rental-license and vacant-building records are only available for St. Paul and Minneapolis so far. Check with Hopkins on rental licensing before you buy.